Here’s five great ways to save money, every day, by being a little more mindful about daily living; from turning off appliances to eating a decent breakfast, saving money on credit card fees to shopping with a pre-planned list.
1. Turn Off Your Appliances
Leaving items such as microwaves on standby mode doesn’t take up too much electricity, but it does take up some, which over time can mount up. Similarly, if you’re a fan of watching the TV in the kitchen you’ll want to make sure you turn the TV off at the plug rather than leaving it on standby, as this consumes quite a lot of electricity.
2. Stop Buying Mineral Water
Mineral water can be surprisingly expensive, which really mounts up over time, for instance, if you spend $3 a day on mineral water, over the year that’s over a thousand dollars! A better alternative is to invest in a hot-cold water dispenser that purifies and alklanises regular tap water.
3. Eat a Big Breakfast
Eating a healthy breakfast will not only fill you up with energy for the day, but it will also curb your desire to spend money on snacks or indulge in an extravagant lunch. Breakfast can be very healthy, quick, and inexpensive; for instance, a bowl of oatmeal in the morning is extremely cheap yet very healthy… particularly when compared to getting a morning snack on the commute to work or at a local eatery.
4. Avoid Impulse Purchases
There’s no doubt that if you go to a shop and peruse the aisles for something tasty to eat, rather than go with a specific list of items to pick up, you will end up spending a lot more money than if you write out a list in advance and stick to it.
Food stores prey on the fact most people end up making impulse purchases when shopping, which can be expensive – and this is where a shopping list combined with willpower helps mitigate this psychological temptation.
The other golden rule when it comes to food shopping is to never go food shopping when you’re feeling hungry, as it has been proven that people spend way more on food shopping when they are feeling hungry.
You’ll want to make sure you have a good meal before going to the shops, as this way, your stomach won’t be calling the shots. If you’re pressed for time, a great way to save money and time is to order groceries online – which is a fantastic option for those who are all too tempted by impulse purchases at the checkout.
One last tip, when it comes to avoiding impulse purchases is to go shopping without the kids… as they are the worst for encouraging spending when it comes to impulse purchases.
5. Switch Providers
You can often save a lot of money by switching energy providers and finding the best deal. There are many energy comparison websites available that show you the best deal in your area and by simply switching provider you could save a fair amount of money on your bills.